Protecting What You’ve Grown
Insurance for Greenhouses, Landscapers & Agricultural Businesses — From greenhouses to tractors, and everything in between — We work with growing operations to identify risks early, reduce unnecessary costs, and make sure your coverage actually holds when it matters
We’ll review your current coverage and flag premium issues, and gaps
Who We Work With
Greenhouses, Nurseries & Garden Centers
Farm & Grain Operations
Wholesale & Plant Growers
Equestrian Facilities
Landscapers & Contractors
Agro-Tourism
Where Operations Run Into Risk
Sudden premium increases at renewal
Liability exposure from retail traffic, delivery, or on-site operations
Non-Renewals
Coverage gaps across multiple properties or operations
Workers comp audits that unexpectedly increase premiums
Payroll fluctuations leading to inaccurate premium calculations
Coverage gaps across greenhouses, equipment, or inventory
Why Hortico-Agrico
With over 50 collective years in agricultural and horticultural risk management, our family-run agency offers:
Decades of hands-on industry experience
Exclusive focus on agricultural and horticultural businesses
Free premium and coverage reviews
See how your current coverage stacks up — We'll give you an honest assessment and a clear comparison
Let’s Dig In
Are all locations and structures properly covered?
Are your employee classifications accurate?
Are your limits aligned with your actual risk exposure?
Has your payroll been adjusted for seasonal changes?
Interested in learning more about your risk profile or premium competitiveness? Let’s Chat!
